Idle stablecoins deserve smarter destinations

Auto-balanced USDC yield across DeFi. Browse RWA + DeFi pools across 4 chains. Non-custodial. Transparent.

Tiered Vault — now live

Auto-balanced USDC yield, your risk tier

Pick a tier — Balanced or Aggressive. The Keeper allocates across lending and curated Morpho vaults, and rebalances when better yield appears. You hold the shares.

Open the Vault View strategies

Audited by Soken91/100

Per-chain deposit cap applies — see the deposit page for the current value.

Total Value Locked

live

$107.37K

ETH
3.92%$67.12K
BSC
2.06%$10.05K
BASE
4.49%$20.12K
ARB
3.25%$10.08K

Non-custodial
Funds in on-chain contracts. Withdraw anytime.
Auto-balanced
Keeper rebalances across lending and curated vaults.
15% on profits only
Streamed performance fee. No fee on principal. No lock-up.

Why Apyee

Three principles built into the product. Four signals that watch your funds.

Smart allocation

Every pool scored across TVL, audits, operating history, and hack record. Portfolios tuned to your risk profile — not the loudest protocol.

12,000+ pools scanned

Non-custodial by default

Apyee never takes custody. Your funds sit in audited smart contracts you can exit at any time, from the wallet you already use.

Your keys, your coins

RWA + DeFi, one view

Tokenized Treasuries next to Aave and Morpho, across Ethereum, Base, Arbitrum, and BSC. Compare apples-to-apples instead of tab-hopping.

4 chains · 2 asset classes

Risk defense, always on

Depeg detection

Chainlink and CoinGecko price feeds polled every minute. If USDC drifts below the safe band, the vault exits the affected protocol before the panic.

1-minute checks

TVL crash watch

Each strategy's TVL pulled from DefiLlama every 5 minutes. A −20% drop in 1 hour fires an emergency withdraw — typically minutes ahead of the average depositor.

5-minute polling

On-chain anomaly

WebSocket listeners for Paused() events, oversized single borrows, and other contract-level red flags. Triggers an exit before contagion spreads.

Block-by-block

Security webhooks

Real-time alerts from PeckShield and trusted DeFi security firms. Affected protocols are exited automatically within minutes of disclosure.

Real-time

Triggers run from the Keeper. Read the full mechanics.

Vault is live and compounding

TVL, APR, and share price across all 4 chains. Updated daily.

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TVL · 4 chains

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Or explore the full yield universe

Top stablecoin pools across DeFi and RWA, scored for risk and updated live.

Browse all yields Get smart allocation

Stay updated

Real-time market alerts and new pool listings, delivered the moment they happen.

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Weekly APY rankings, new pool listings, and instant depeg / market alerts. Free and public.

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